Commercial Umbrella Insurance

What to look for in Commercial Umbrella Insurance

Businesses face new liability risks daily and are having to defend potential litigation.   Provide your clients with added liability protection and alleviate the concerns about losing income or assets.

Every agent should make their potential commercial clients know that their cars, homes, retirement, accounts, and future income area ll considered assets. If your client is sued for a large amount of money and do not have enough liability coverage or an umbrella policy, all of their assets are going to be exposed.

Umbrella coverage for Professional Liability is becoming more and more popular these days. Psychologists, financial planners, and investors are a few professions that are taking advantage of this type of policy. An example would be Errors and Omissions for a Financial Planner.

Southern Insurance Underwriters, or SIU, has some great markets for you to take advantage of.  SIU has Umbrella coverage over general liability, auto liability, employer liability, and liquor liability policies.  SIU has policy limits up to $5M, a $500 minimum per layer, and policy premium up to $10,000.00 with over 180 classes available.

Who are our target clients for Commercial Umbrella? All Standard Classes of Business, including:

  • Commercial & Habitational Real Estate
  • CAP
  • Hotels/Motels
  • Professional Offices
  • Restaurants
  • Retail Trade
  • Service Industry
  • Artisan Contractors
  • Bowling Centers

What are the Restricted Classes or Industries for Commercial Umbrella? All Standard Classes of Business, Including:

  • Aviation products
  • Energy (including fuel oil dealers)
  • Healthcare
  • Trucking and Transportation
  • Pharmaceuticals & Nutriceudicals
  • Professional Liability
  • Nursing Homes

Southern Insurance Underwriters always moves towards helping our agents place business.  We offer great markets for both admitted and non-admitted lines of business, which allow you as the agent to have access to carriers like Westchester (whom services and quotes our Commercial Umbrella) .

To quote and issue in minutes for Commercial umbrella, click HERE

For other Lines oF Business online quotes, you can visit , and see what our Standard Underwriters Network can do for you.