Personal Lines Rater

Are you looking for a Personal Lines Rater that’s fast, easy, and accurate?

If that’s the case, you really should look into SIU’s new online PL Rater.  It’s probably one of the better comparative tools in the market, and extremely easy to use.  All you need to do is log in, click the button for the Personal Lines Rater, choose the class you are looking for, and fill out the form. You can do that by clicking HERE. It’s simple and easy to do.

Here are a few of the advantages of using our online rater according to some of our clients:

  1. It is an “intuitive” system.  That means that if you answer a question wrong or the answer knocks your client into a different risk class, the system will prompt you to the proper next step.  That next step might be a number adjustment, or could be a prompt to call an underwriter.
  2. The computer isn’t being redirected to an insurance company’s online rater.  The system is analyzing the data as you input it between the top 3 carriers in that particular market. Once all the data is analyzed, the computer generates  a quote for the client based on the answers provided.   There are no more changing rates if an underwriter has to get involved. The number quoted, is the number.
  3. SPEED. If you are like most of our clients, the insureds are on the phone and they are looking for insurance NOW.  Most of the time, they are going to go with whomever gets them the numbers first. As a result of delivering quality rates faster,  more sales can be made.

What does the Personal Lines Rater Allow You To Quote?

There are currently 9 online raters.  They are as follows:


HO3 Mobile
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DP Vacant
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