SIU Forestry Program

 All operations associated with the harvesting and preparation of timber including, but not limited to, felling, trimming, skidding, transporting, sawing or planeing, ownership/operation/use of teams and construction of service roads in connection with logging and lumbering operations




Exclusive capacity both Admitted and Non Admitted paper.  

First party physical damage and limits up to $5M per schedule.

Additional coverage options include Leased/Rented equipment, miscellaneous tools/equipment, and rental reimbursement.

Requirements: All requests should complete Accord 125 and 146(schedule of Eq.),

3 year hard copy loss runs or signed, dated No Loss letter from insured for past 3 years, and a supplemental application.

*All states except AK, HI

  • General Liability

    • Minimum premium: Liability: $1,000 (up to $1,000,000/$2,000,000 limits)
    • Maximum Limits: $1M per Occ/$2M Aggregate/$2M P/CO
    • Deductibles: $500 per Claimant
    • Inspection: New Business -Mandatory site inspection; Renewals- Mandatory site inspection if operating at different location.

    Underwriting & Rating 

    • Require 3 years hard copy loss runs
    (available only: AL, GA, IN, KY, MI, MN, MS, NC, OH, PA, SC, TN, VA, WV, WI)     
  • Overcutting Limited Liability Coverage (GLS-513)

                                                           Limits                                    Deductible-Property Damage Property Damage & E&O

                                    $25,000/$50,000                                               $500                                                      

                                    $50,000/$100,000                                             $500                                                      

                                    $100,000/ $200,000                                          $500       (Auto Coverage on form)                

  • Limited Liability Coverage (GLS- 512) Limited fire and Vehicle loading coverage

    Limits (Fire/vehicle/Agg)                                             Deductible-Property Damage &E&O

    $25,000/$25,000/$50,000                                                             $500                                                      

    $50,000/$50,000/$100,000                                                           $500                                                      

    $100,000/$100,000/$200,000                                                      $500       (Automatic Coverage on form) 

  • Prohibited: (under GL coverage)

    Operations outside of the following states: AL, GA, IN, KY, MI, MN, MS, NC, OH, PA, SC, TN, VA, WI, WV

    Inland Marine Coverage

    Controlled/Prescribed Burns

    Any risk that has been cited for violations of the Endangered Species Act


    Bridge or culvert work

    Helicopter skidding

    Underwater logging

    Past or present firefighting operations

    Ventures whose operations are limited solely to inspecting lumber or other wood products.

  • Transportation

    Primary Liability up to $1,000,000

    Physical Damage


    No minimum or maximum number of units

    New Ventures acceptable


    -              Fully completed National Indemnity Companies Application

    -              3 year hard copy loss runs or signed and dated

    -              Acknowledgement and Action plan, on insured’s letterhead, addressing deficiencies reflected on Central Analysis Bureau Report.